Just about everyone needs financing to buy a car. If your credit is weak or limited, consider turning to Citrus Kia. You can also drive your car off the lot the same day, because we can move quickly through the financing process and get you out the door.
Just because you think your credit is bad doesn’t necessarily mean it is. Many people end up at a "buy here pay here" car lot just because they think their credit is worse than it actually is. Do yourself a favor and get copies of your credit reports. Check Credit Karma and dispute any derogatory items or mistakes.
Questions to Ask
If you think that financing a car when you have credit challenges is hard, you're wrong. In fact, it's much easier than you think. Asking the right questions ensures that you know what you're getting into.
What to Bring
You want to buy a car and we want to sell one. The bank may not require cash down. If they do, we take anything on trade as your cash down! Common items we take in trade are Vintage or Antique Cars, Campers, Motorcycles, RV/Motor homes, Gold, Tractors, Lawn mowers and other Farm Equipment, ATV/Dirt bikes, Jewelry, Watches, trailers of any kind, and we will even trade land!
Consider a trade-in
If you currently own a car, consider trading it in and put the money toward a new ride. In Florida there is a tax advantage. Bring your title and ask about this.